Three scores folded into one overall grade
Jupick's overall grade is built by scoring three areas separately. Profitability, financial stability and dividends each receive their own grade, and those scores are averaged with weights of 40 percent for profitability, 35 percent for financial stability and 25 percent for dividends, then folded into a single letter.
An average is convenient but has a cost. Pressing three different scores into one makes the differences among them disappear under a single badge. A B-grade stock may be B in all three areas, or it may be A in earnings and D in dividends. Looking only at the letter on the outside, the two cannot be told apart.
So how often do the three areas actually diverge? Jupick counted the area grades of the major stocks it covers.
Only 6 percent had all three areas on the same grade
For each stock, the profitability, financial stability and dividend grades were set side by side, and the gap in letters between the highest and the lowest area was counted. Every stock had grades in all three areas.
Only 25 stocks, 6 percent, had the same grade in all three areas. The other 94 percent had different grades by area. Most companies looked uneven, strong in some areas and weak in others.
Stocks with a gap of two letters or more numbered 253, or 63 percent. Well over half of the companies carried a clear difference in strength between areas.
29 percent hide an A and a D under one badge
The most striking finding is that as many as 116 stocks, 29 percent, had a gap of three letters or more. A three-letter gap means, for example, that one area is A while another is D. The top and the bottom coexist in the same company.
The overall grade of such stocks usually comes out somewhere in the middle. The high area pulls the low one up and the low area drags the high one down, so averaging cancels them out and leaves one unremarkable letter. Looking only at that badge, the fact that the company is at the top in one area and at the bottom in another does not show.
About three stocks in ten hid such opposite faces under one badge. When the overall grade says “this company is about this good overall,” which areas hold it up and which hold it back has to be looked at separately.
Why an average erases the mismatch
This is not because the overall grade is badly built but because of what an average is as a way of summarizing. Pressing different values into one leaves a middle value, and the information at both ends is folded away in the process. It is similar to how a person who scored 100, 50 and 0 in three exam subjects has the same average as a person who scored 50 in all three.
That is why Jupick shows the three area grades separately next to the overall grade. It places the summary pressed into one badge alongside where that summary came from. The overall grade is for quick comparison, and the area grades are for seeing the company's actual, uneven picture.
What this measurement says and does not say
These numbers say one thing: looking only at the overall grade misses the strengths and weaknesses by area that most companies have, so the three area grades in the area scoring below the badge are worth reading together with it.
Jupick is also clear about what they do not say. They do not mean that a company with evenly good areas is better than an uneven one, or that either kind is the one to invest in. Whether even or uneven is preferable depends on the interests of the person looking. This measurement only counted how often the three areas diverge.
The figures cited were measured on September 22, 2026 and change with updates. This content is for information only and is not investment advice. Jupick does not forecast future prices and does not encourage any trade. Investment decisions and responsibility for them rest with the user.